RT Journal Article SR Electronic T1 Frequently Asked Questions Related to Savings Vehicles JF The Journal of Wealth Management FD Institutional Investor Journals SP 66 OP 81 DO 10.3905/jwm.2000.320379 VO 3 IS 1 A1 William R Reichenstein YR 2000 UL https://pm-research.com/content/3/1/66.abstract AB The third in a series of articles on the interaction between tax and investment issues, this article starts with a simple example: projecting constant annual after-tax retirement incomes for each of four representative investors. Each investor can save in any five savings vehicles. This analysis also considers projected retirement incomes for low-cost and average-cost annuities and three investors who differ in how quickly they realize capital gains in the taxable account. The author then uses these retirement income projections to answer nine frequently asked questions related to savings vehicles. He concludes that deductible pensions and Roth IRAs are the best saving vehicles for bonds and for stocks, for all four hypothetical investors, and for all investment horizons, and offers several broad asset location rules.