In this article, the authors compare five retirement saving choices, namely, the employer
match plan (like the SIMPLE or 401-k), the traditional IRA, the Roth IRA, a tax-deferred …

Retirement plans have funny names like 401 (k), 403 (b), or 457. These names come from
the tax code where they were created. In an April 2, 2001, Dilbert cartoon, Scott Adams …

Picking the right retirement plan isn't easy. If you work for yourself or you need to save for
retirement on your own, the burden is yours to search out the right plan. If you're a small …

Welcome to the first in a series of columns on different retirement plan strategies. There has
been a great deal of discussion regarding the advantages and disadvantages of converting …

Financial planners often advise their clients to first take advantage of employer‐sponsored
401 (k) plans, especially those with matching employer contributions. They often …

Because contributions to and earnings in an Individual Retirement Account (IRA) are not
taxed until the funds are withdrawn at retirement, an IRA offers many Americans an …

When college graduates begin their careers, they face a number of financial choices and
obligations. Their choices typically include one or more retirement account options. The …

The conventional wisdom is that taxpayers should always take advantage of tax-favored
IRAs and 401 (k) plans to the maximum extent possible before investing any money in …

The premise of this article is that there is no effective scientific approach to retirement
financial planning. Given this, it is incumbent upon us to thoroughly understand our present …

• The tax savings on many employees' contributions to a health savings account (HSA)
increases wealth by more than an employer match on the same employees' 401 (k) …