RT Journal Article
SR Electronic
T1 Adding Longevity through Tax-Efficient<br/>Withdrawal Strategies
JF The Journal of Wealth Management
FD Institutional Investor Journals
SP 57
OP 64
DO 10.3905/jwm.2013.16.1.057
VO 16
IS 1
A1 William Meyer
A1 William Reichenstein
YR 2013
UL https://pm-research.com/content/16/1/57.abstract
AB Suppose a client just retired and has funds in a tax-deferred account like a 401(k), a tax-exempt account like a Roth IRA, and a taxable account. She needs to withdraw sufficient funds to finance her spending plans in retirement. This study explains how, just using the tax code, she can tax-efficiently withdraw funds from her financial portfolio to meet her spending goal while allowing her financial portfolio to last several years longer.TOPICS: Retirement, legal/regulatory/public policy