%0 Journal Article %A William Meyer %A William Reichenstein %T Adding Longevity through Tax-Efficient
Withdrawal Strategies %D 2013 %R 10.3905/jwm.2013.16.1.057 %J The Journal of Wealth Management %P 57-64 %V 16 %N 1 %X Suppose a client just retired and has funds in a tax-deferred account like a 401(k), a tax-exempt account like a Roth IRA, and a taxable account. She needs to withdraw sufficient funds to finance her spending plans in retirement. This study explains how, just using the tax code, she can tax-efficiently withdraw funds from her financial portfolio to meet her spending goal while allowing her financial portfolio to last several years longer.TOPICS: Retirement, legal/regulatory/public policy %U https://jwm.pm-research.com/content/iijwealthmgmt/16/1/57.full.pdf