PT  - JOURNAL ARTICLE
AU  - Bala Arshanapalli
AU  - William Nelson
TI  - Asset Allocation Options for Wealth Accumulation
AID  - 10.3905/jwm.2012.14.4.022
DP  - 2012 Jan 31
TA  - The Journal of Wealth Management
PG  - 22--27
VI  - 14
IP  - 4
4099  - https://pm-research.com/content/14/4/22.short
4100  - https://pm-research.com/content/14/4/22.full
AB  - What is the best asset allocation scheme for retirement investing and wealth accumulation? The authors examine seven schemes, including the “110 minus age” rule of thumb and strategies employed by popular retirement mutual funds. Historically, the 100% equity portfolio has offered the highest returns with little extra risk. However, if the authors lower equity premiums or bootstrap historical results, then retirement mutual funds and the “110 minus age“ rule of thumb perform somewhat better than 100% equity portfolios in adverse circumstances. But overall, a 100% equity portfolio provides the highest wealth accumulation.TOPICS: Retirement, mutual funds/passive investing/indexing, performance measurement